For regulated financial institutions
Banks, payments firms, fintechs and crypto businesses scaling their financial crime controls. Big-firm expertise, built around how your business actually grows, and delivered personally by someone who has run these functions in-house.
The full range of support
Advisory
Practical advice for your compliance, product and ops teams, as and when you need it. A senior sounding board on the problems that don't fit a fixed scope.
AML Programme & Policy
Create, tailor or uplift your AML/CFT programme, policies and processes. Built to be operational and defensible, aligned to FATF and your local regulator.
Risk Assessment
Enterprise-wide and customer risk assessments: the foundation of every control you run. Methodology, data model, and risk-rating that stands up to scrutiny.
Independent Review
A clear, practical assessment of your programme's maturity and effectiveness, including independent reviews for licence applications and regulator readiness.
Training
Team and board training on AML, KYC, transaction monitoring, sanctions, fraud and investigations. Built by a practitioner, grounded in real cases.
Licensing & Registration
Get licence-ready and navigate market entry with the FCA and Singapore's MAS (PSA/SFA), with the AML framework, documentation and readiness regulators expect.
Need something in between, or a blend of the above? Ask us about a tailored engagement →
The AML lifecycle
Financial crime compliance is a cycle, not a one-off project. Each of our services supports a stage of it, so wherever you are today there is a clear way in.
Fractional MLRO / Nominated Officer
A senior practitioner formally appointed as your MLRO, Nominated Officer or Compliance Officer, part-time and properly accountable, not a name on a form. The right answer when you're in authorisation, scaling faster than a full-time hire makes sense, or need credible interim cover at short notice.
Discuss a fractional appointment- AML control ownership & oversight
- SAR / STR review & decisioning
- Regulator & banking-partner correspondence
- Board & committee reporting
- SMF16 / SMF17 where they apply
More for regulated institutions
Targeted engagements for the pressure points that come with growth and scrutiny.
KYC / KYB framework optimisation
Onboarding and periodic-review frameworks that hold up as you scale: risk-based CDD and EDD, source-of-funds and source-of-wealth logic, UBO and entity structures, and the data model to run them without drowning your ops team in friction.
Banking-partner & sponsor due diligence
Get, and keep, the banking and sponsor relationships your business depends on. We prepare you for partner due-diligence reviews, answer the hard questions the way a counterparty's financial crime team will ask them, and close the gaps before they become blockers.
Financial crime target operating model
Design the operating model behind the controls: roles and accountabilities, three-lines-of-defence structure, governance and MI, tooling, and the resourcing plan to run it. A blueprint your board, auditors and regulator can all follow.
Independent review & regulator response
An independent, evidence-based read on effectiveness for a licence application, a board request, or a regulator's questions, plus hands-on support drafting the response, structuring remediation and demonstrating progress under time pressure.